Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Acceptable Loans in the UK: Finding the Best Loan Options

While loans have always been important to both man and the industry, the rising demands for loans and the subsequent surge in the number of borrowers have had their profound effects on the way loans worked for man and businesses. As the number of borrowers in the lending market continued to increase, so did the number of delinquent accounts, it appears. And as traditional lending firms and institutions struggle not only to meet the demands for loans in the market — but also to significantly decrease the number of accounts that are delinquent — measures were eventually taken towards achieving this end. Among these measures was creating a credit scoring system that will help the lending firms easily segregate borrowers who are likely capable of paying off their loans without much problem, from those who are unlikely capable of paying them off at all. Through this credit scoring system, individuals with income levels that do not meet what the lending firms deemed sufficient were consequently given poor credit scores, while borrowers who repeatedly missed out on their monthly payments had their records automatically indicate bad payment histories. With this system in place, borrowers with bad credit standing were automatically precluded and disqualified from securing any loans from any of the standard lending firms. And while this credit scoring system was extremely helpful to the lending firms, its effects proved to be damaging and extremely disadvantageous to the borrowers.

Because borrowers could no longer apply for loans from any of the standard lending institutions and firms, they were often left to choose between often equally uncomfortable alternatives: such as that of asking for or borrowing money from either their friends or members of their families, or taking loans from underground lending firms. And since asking or borrowing any amount of money from friends and family is not always an option, many borrowers were left to resort to taking loans from lenders operating illegally. The problem, however, is that while the latter option does provide the borrowers some kind of temporary financial relief that they badly need, the long-term repercussions usually associated with these types of loan solutions often pose much bigger problems. Because of the excessively high interest rates inherent to underground loans, borrowers are often left in perpetuated difficult financial conditions. And as more and more borrowers with bad credit standing fall into the same predicament, eventually, an entire new market made up of borrowers with bad credit was eventually created.

why get acceptable loans

Acceptable Cash Loans for Bad Credit

As demands for better, more secure, and more acceptable cash loans for bad credit continuously increased, innovative new financial services were soon introduced in the market. With the help of the latest developments in technology and online security, more affordable, flexible, much more secure and acceptable cash loans were developed to address the needs of borrowers with bad credit. With these innovative new loan services, borrowers finally have easy access to much-needed loan services, especially in times of financial crises. Through these new, more acceptable cash loans for borrowers with bad credit, more convenient loan options are now readily available to borrowers in the market. Unlike applications for many of the conventional loans that are being offered at most of the standard lending firms and institutions, application procedures for these much more acceptable cash loans for bad credit do not necessitate waiting for long hours in long lines, just to turn in applications — nor do they require waiting for days or weeks for the approval and funds’ release. With these innovative, new, and much more acceptable loan services, transactions are completed in as fast as just mere minutes, and borrowers have the convenience of being able to submit their applications right straight from the comfort of their own homes.

Finding Acceptable Cash Loans and Instant Loans

With innovative new loan services such as instant loans and other similar acceptable cash loans, borrowers now have better and much faster loan solutions to rely on, especially on critical financial situations. Because applications for these much more acceptable loan solutions are completed entirely over the internet, they are processed as soon as they are submitted. Consequently, approvals for these applications can now be completed just shortly after their submission. The release of funds for approved loans, on the other hand, can now be accomplished, even on the exact same day that the applications were submitted. Because of these features, instant loans and other similar acceptable cash loans actually make great resolutions, especially in times of urgent financial situations — such as those that involve emergency car repairs, hospital bills, as well as home repairs. These far more acceptable loan solutions also make great alternatives in making relatively affordable and small purchases — such as those of new gadgets, new appliances, as well as other similar purchases. But because instant loans are normally small loans that borrowers can pay over in much shorter payment terms, borrowers who may find themselves in more complicated financial situations that require loans in much higher amounts and in much longer payment term conditions are actually best off securing other acceptable cash loans such as secured loans.

Acceptable Cash Loans from Direct Lenders

Many borrowers often believe that because they evade having to pay for loan brokers’ fees by borrowing from the lenders directly, they get to save more money. What many do not realise, however, is that since loan brokers maintain a network of connections to various lenders across many various regions, they, necessarily, have comprehensive access to all the different deals, discounts, and promotions that are being offered by many various lenders. Because of this, borrowers who secure acceptable cash loans with the assistance of loan brokers enjoy more savings and far more savings in the long term. And since loan brokers extend extensive assistance to their clients, including expert advise on their finances, borrowers are ensured to get the best loan solutions in relation to their unique financial situations. While it’s true that borrowers do save a minimal amount by not having to pay for loan brokers’ fees, the benefits and privileges that borrowers get out of their services obviously far outweigh that of borrowing directly from the lenders.

why choose acceptable loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.