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*Rates from 278% to 1576%

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*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

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Why Compare Loans With Us?

You Have Complete Control

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By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

Representative Examples from Competitive Companies

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Loan term
3 months
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2 Months
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Finding Blacklisted Loans in the UK

Key points

  • Loans are now readily available for blacklisted individuals from numerous UK direct lenders.
  • Customised interest rates are available on loans for applicants with a bad credit history.
  • Dealing with accredited and reputable direct lenders is the safest way to borrow money responsibly.

Throughout the history of time, loans have always been an important tool in man’s to day-to-day financial survival. And as centuries, decades, and years went by, loans have only become even more increasingly important. But as demands for blacklisted cash loans and other loan services have consistently increased throughout the years, so did the number of borrowers who were unable to pay off their loans. In an attempt to address the then-continuously growing number of delinquent accounts, traditional lending institutions such as banks and other similar firms took measures to eliminate these problems. As a result, a credit scoring system was designed in order to segregate borrowers who were likely to default on their loans, from those who will likely be able to pay off their loans without any problems. With this system in place, borrowers with income levels which the banks and other firms deemed insufficient were automatically given poor credit scores. Those who frequently defaulted on their monthly bills, on the other hand, automatically had their records reflect bad payment histories. Consequently, borrowers with poor credit scores and bad payment histories were automatically precluded from taking any more loans from any of the conventional lending institutions and firms. Because of this, borrowers with poor credit were left with very few alternatives in times of urgent financial crises. Since they were no longer qualified to borrow from any of the legitimate lending firms, borrowers with bad credit were often left to choose from two equally unpleasant options: borrowing money from friends and family, or taking underground loans from lenders operating illegally. And while the latter option often allows borrowers temporary financial resolution, the consequences attached to these agreements’ conspicuously high interest rates often leave borrowers in an endless cycle of debt.

choosing blacklisted loans today

Because of the incessantly growing number of borrowers with bad credit, as well as their consequent perpetuated financial difficulties, an entirely new market was subsequently created. And as the lending industry work to address the needs of this entirely new market, new innovative loan solutions were subsequently created. With the continuing advancements in technology, paired with the continuing evolution of the lending industry, borrowers now have far better, more affordable, and much more secure financial alternatives even despite their history of bad credit. Through these innovative new financial solutions, borrowers no longer have to live in perpetuated financial crises.

Blacklisted Cash Loans: Finding the Best Loans for Bad Credit

In the past, apart from waiting for long hours in long lines in order to submit loan applications, individuals with poor credit scores and bad payment histories often found their applications rejected most of the time. And because borrowing from friends and family isn’t always easy, individuals with bad credit were often left to deal with perpetuated financial crises. But as demands for better financial solutions finally attracted the lending industry’s attention, innovative new financial services were eventually introduced in the continuously growing lending industry. Many of these new financial solutions were designed to address the financial requirements of borrowers with bad credit, and were often developed in such a way that they would ease the borrowers’ financial burden. With this innovative new blacklisted cash loans services, borrowers now far better and more affordable alternatives in times of urgent financial crises. And with the continuing advancements of technology, applications for blacklisted cash loans are now far more convenient than ever before.

Unlike applications for most conventional loans from many traditional lending firms and institutions, applications for these innovative new blacklisted cash loans solutions can be accomplished entirely over the internet. With the help of the latest advancements in technology, borrowers may now submit their applications right straight out of the comfort of their own homes securely.

Instant Loans: Finding the Best Blacklisted Cash Loans

While in the past, borrowers were often left to endure long hours of waiting in long lines just to secure loan applications, recent innovations in technology and the lending industry has now made it possible for borrowers to submit applications remotely. Application forms may now be filled up completely online, and requirements can now be easily uploaded and attached to applications anytime. And because these blacklisted cash loans applications can now be accomplished entirely over the internet, borrowers now have the option to submit their applications from anywhere, anytime. With innovative new loan services such as instant loans for borrowers with bad credit, addressing urgent financial situations need not have to be difficult any longer. Because applications for instant loans are processed the moment that they are submitted, approvals can be expected in a matter of as little as just mere minutes. The release of funds for approved blacklisted cash loans, on the other hand, can be expected as early as just mere hours after the applications have been submitted.

Instant loans make the best blacklisted cash loans solutions in urgent financial situations, such as those that involve emergency hospital payments, car repairs, home repairs, and other similar expenses. These types of loans also make good alternatives in situations involving relatively affordable purchases — such as new electronic gadgets, appliances, and other accessories, as well as in paying for food, travel, and other similar purchases and expenses.

Finding the Best Blacklisted Cash Loans from Direct Lenders

It is a common belief among many borrowers that procuring loans directly from the blacklisted cash loans lenders allows for much more savings than having to pay for the fees of securing loans through blacklisted cash loans brokers’ services. What many are not aware of, however, is that because loan brokers have far-reaching connections to many different lenders across many different regions, they inevitably have extensive access to all the different deals and promotions being offered by these lenders across their many different services. As a result, blacklisted cash loans brokers have more options to offer their clients, who, in turn, have more and better chances to save money in the long term. And because loan brokers often provide their clients with expert financial advice, with their assistance, borrowers tend to make better financial choices designed to better suit their unique financial situations. In conclusion, although borrowers do get to save a small amount in not having to pay for the brokers’ services by securing blacklisted cash loans directly from the lenders — borrowers who procure loans with the help of loan brokers are far more likely to save more money in the long term.

why choose blacklisted loans


Are you in trouble for not repaying your loan? You’re probably worried about bad credit and the dreaded blacklist.
You may not be in the lenders’ good books, but you’re still eligible for other loans. The blacklist is just but a misconception. Financiers’ are in the business to make money. Therefore, blacklisting every defaulter may not be good for business. Often, lenders will look at other factors such as your age, income or employment status and debt to income ratio. Though your repayment history matters, lenders will not deny you loans if all the other factors are positive.

The following 5 types of loans are suitable for borrowers with bad credit;

Guarantor loans

Guarantor loans are safer for the lender because they’re assured, someone else will help you repay the loan if you’re unable to do so. A guarantor could your brother, parent, uncle or friend. He or she should be a homeowner with an income that can finance your loan in case you default. You can secure up to £12,000 through guarantor loans.

Secured loans

If you’re a homeowner with a bad credit score, you can use your home to secure a loan. Lenders view a home as a form of security which they can use to recover their money (by selling it to bidders) if you default. A secured loan comes with lower interest rates but the risk of losing your home is quite high if you are likely to default.

Unsecured homeowner loans

You may be a homeowner but putting your home on the line to secure a loan may not be a luxury you can afford. You still have options. Financiers consider people with homes less risky and will lend them money without asking for assets as security. However, these kinds of loans are not available to people who are renting or living friends or relatives. The rates may also be slightly higher than those offered for secured loans.

Payday Loans

Payday loans are charged very high-interest rates and as a result, even people with poor credit will most likely qualify. The main requirement is a payday. If you can prove to the lender that you’re expecting to receive money on a particular day, then they will definitely agree to give you a loan which you should repay all at once on your payday.

Unsecured or personal loans

Personal Loans are usually paid in installments. They’re considered suitable for risky borrowers and the highest amount you can apply for is 25,000 euros. The rates are quite high, but if you’re out of options, personal loans can still save the day.

In summary, bad credit shouldn’t stop you from applying for loans. Just consider your assets and your strong points. It could be your home, piece of land, your supportive family/friends or expected sources of income. Bear in mind that the lenders are humans too.

Blacklisted Loan FAQs

Do I have to pay an application fee upfront?

No. Neither us nor any of the lenders we work with will ever ask you to pay any amount upfront when applying for loans for blacklisted individuals.

How much interest will I repay on my loan?

The amount of interest you will be required to repay will depend on the type of loan you obtain and the length of time you need to repay it. Interest rates on our lender’s products currently vary from 4.7% to 1576%. You will be advised at the time of application regarding the interest rate that is being charged on your loan.

Will my repayment instalments be the same each week or month?

Yes. When applying for loans for blacklisted individuals, you will be informed before signing the final paperwork how much your repayment amounts are going to be. This will enable you to budget accordingly and make repayments on time.

What will happen if I cannot make my repayments?

In cases where you are no longer able to make repayments, you will need to contact us immediately to let us know. Unfortunately, additional interest will be charged on the full outstanding amount of your loan in the event that late repayments are made.

Do you offer different types of loan products?

When searching for loans for blacklisted applicants, you will see that it’s possible to apply for many different types of loans. These include but may not be limited to logbook loans, payday loans, emergency cash loans and longer-term loans that can be repaid over up to 36 months.

Is it easy to apply for loans for blacklisted individuals?

It most certainly is. All you need to do is complete our application form and provide accurate information in all of the required fields. This will enable our lenders to provide you with a loan product that is best suited to your financial situation.


  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.