Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Doorstep Loans UK: Finding the Best Loan Options

While doorstep loans seem unconventional in the modern world, these types of loan solutions are actually one of the oldest and most common among the loan options available to borrowers during the ancient times. But although these financial solutions have been around for hundreds of years, the incessant increase in the demands for loans and other loan services has only paved the way for more problems not only for the lending firms, but more importantly, for the borrowers. As traditional lending institutions such as banks and other firms struggle to address the ever-increasing demands for loan services as well as the continuously mounting number of unpaid debts, a credit scoring system was eventually devised to address these problems. Under this credit scoring system, lending firms were easily able to classify borrowers according to their financial resources. Individuals who earn less than what the lending firms have agreed upon as the minimum were given poor credit scores, while borrowers who missed out on their payments either repeatedly or frequently had their records automatically reflect their bad payment history. Consequently, individuals and borrowers with poor credit scores and bad payment histories were automatically disqualified from securing any type of loans from any of the standard lending firms. Because of these features, lending firms have benefited to a great extent from this credit scoring system. But while this system was extremely helpful to the lenders, it proved to be highly disadvantageous to the borrowers.

why choose doorstep cash loans

Due to the fact that borrowers with poor credit scores and bad payment histories could no longer avail of any type of loan from any of the legitimate lending firms and institutions, borrowers with bad credit were often left in difficult circumstances in times of urgent financial crises. While borrowing from friends and family and selling off properties are options that may come in handy when money is needed immediately — these options are not always plausible nor easy. Because of this, borrowers with bad credit are often left no other alternative other than taking loans from illegally lending individuals and firms. And while this option does provide borrowers the temporary monetary relief that they seek, these loan solutions come with lasting financial repercussions that leave them in even worse financial situations. Because underground loans come in excessively high interest rates, borrowers who opt to choose these loan options often find themselves in perpetuated difficult financial situations.

Getting Doorstep Payday Loans for Bad Credit

But as more and more borrowers with bad credit find themselves in similar difficult financial circumstances, a whole new market made up entirely of borrowers with poor credit scores and bad payment histories was inevitably created. And as demands for more secure and more affordable financial alternatives continuously increased in this whole new market, lending firms have later on developed innovative new loan services especially for borrowers with bad credit. With doorstep loans for bad credit and other innovative financial services, borrowers now have better, more flexible, more affordable, and far more secure loan options especially in times of urgent and difficult financial situations.

Doorstep payday loans are loans that allow borrowers to secure and pay off their loans without ever having to leave the comfort of their own homes. Through these innovative loan services, borrowers’ accounts are handled by their personal loan agents, who personally delivers the funds for their approved loans, and personally receives payments for their loans on agreed dates. With doorstep payday loans, borrowers no longer have to go through the trouble of having to take a trip to the lending establishments, or fall in long lines just to make their loan payments.

How to Get Doorstep Cash Loans and Instant Loans for Bad Credit

With innovative new loan solutions such as doorstep cash loans and instant loans for bad credit, borrowers now have the convenience of being able to accomplish their applications completely over the internet. And since applications for loans and instant loans are now done entirely online, borrowers can now submit their applications from anywhere they are, and at anytime. Through these innovative new loan services, borrowers can now expect for their applications to be processed as soon as they are submitted. Consequently, approvals of applications for loans and instant loans may now be expected within minutes after their processing were completed. The release of approved loan funds for loans and instant loans, on the other hand, may now be completed even as early as the day that the applications were submitted.

Because of these extremely useful and convenient features of loans and instant loans, these loan options actually make some of the best financial resolutions during times of urgent financial situations. But because doorstep cash loans and instant loans are mostly small loans that are arranged for borrowers to pay over short payment terms, they do not make the best financial alternatives in times of more complicated financial crises. In such situations, borrowers are instead better off taking secured loans, which are easily payable in much longer payment term conditions.

Getting Doorstep Cash Loans from Direct Lenders

The most common belief among borrowers is that because securing loans directly from the lenders delivers them from having to pay for the fees of loan brokers, it only follows that through this option, they are able to save more money. What many borrowers often overlook is the fact that because loan brokers have well-established connections to numerous different lenders across various areas and regions, they consequently have extensive access to all the many different deals and promotions being offered by these lenders across their numerous lending services. Because of this, borrowers who choose to avail of loans with the help of loan brokers actually enjoy a lot more savings and much more benefits in the long term. And since loan brokers provide their borrowers with extensive expert financial advise and assistance, borrowers who opt to avail of loans through loan brokering firms are actually ensured the best loan options according to their unique financial conditions.

why choose loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.