Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Guaranteed Loans UK: Finding the Best Loan Solutions

Loans have always played an integral part in the financial survival not only of man and his family, but also of that of the small and big businesses comprising the entire industry. But because of the incessantly increasing popularity of loans across all regions, the demands for loans and other loan services have only continued to increase throughout the years. And as the number of borrowers who found themselves dependent on loans and other loan services continued to increase, so did the number of borrowers who found themselves with unpaid debts. In an effort to address the incessantly increasing demands for loans as well as the parallelly increasing number of delinquent accounts, traditional lending institutions such as banks and other lending firms have decided to devise a credit scoring system, specifically designed to address such problems. Under this credit scoring system, lending firms were easily able to segregate the borrowers according to their finances. Individuals who earn below what the lending firms have agreed upon as the minimum were given poor credit scores, while borrowers who repeatedly missed their recurring payments had their records reflect their bad payment history automatically.

Through this credit scoring system, borrowers whom the lending firms believe are likely capable of paying off their loans without any problem were easily segregated from those whom the lending firms believe are likely to be incapable of paying off their loans in the future. As a result, borrowers with poor credit scores and bad payment histories were automatically precluded and disqualified from availing any more loans from any of the standard lending institutions. And although this credit scoring system was proven to be of great help to the lending firms, the aftereffects it brought were highly disadvantageous and detrimental to the borrowers.

why choose guaranteed cash loans

Because individuals with poor credit scores and bad payment histories were no longer allowed to secure loans from any of the legitimate lending firms, they were left with very few, often uncomfortable and impractical options in times of tight financial situations. And since borrowers were often only left to choose between selling off their personal properties, asking for money from friends and family, or settling with underground loans being offered by lenders operating illegally, many of them often opt for the latter due to the fact that selling off properties or borrowing from friends and family are not always plausible, nor are they easy. But while securing underground loans does provide borrowers with the short-term financial relief that they seek, the long-term effects of these loan options on their finances often leave them in even worse financial conditions in the long term.

Getting Guaranteed Cash Loans for Bad Credit

As more and more borrowers with poor credit scores and bad payment histories later on find themselves in similar perpetuated financial difficulties, an entire new market comprised solely of borrowers with bad credit was eventually created. And with the continued demands for better and more affordable financial services in this newly formed market, lending firms have later on developed innovative new loan services especially for borrowers with bad credit. Through innovative loan solutions such as guaranteed cash loans for bad credit, borrowers finally have easy access to more affordable, more flexible, and far more secure financial services.

With innovative loan services such as guaranteed cash loans for bad credit, borrowers may now take loans in much higher amounts which they can pay in much longer payment terms and much smaller interest rates. Through guaranteed cash loans, borrowers can easily secure loans with the help of guarantors, who are actually individuals or firms of good credit standing and willing to pay off the borrowers’ loans, should default on them for any reason.

How to Get Guaranteed cash Loans for Bad Credit

With the latest innovations in technology as well as the continuing evolution of the lending industry, innovative new loan services such as guaranteed cash loans are now easily available to borrowers with bad credit. Through these innovative new loan solutions, borrowers may now complete and submit their loan applications completely over the internet. And since applications for guaranteed cash loans can now easily be accomplished entirely online, borrowers have the advantage of being able to submit their applications from anywhere, and at any given time. Because applications are processed as soon as they are submitted, approvals for guaranteed cash loans can now be expected in as little as mere minutes after the applications were submitted. The release of funds for approved guaranteed cash loans, on the other hand, may now be completed even on the exact same day that the applications were submitted.

Because of these highly useful and convenient features of guaranteed cash loans for bad credit, these loan services actually make good options in times of urgent and difficult financial circumstances — even those that are more complicated and that which require longer terms in payment. Since guaranteed cash loans are secured loans which allows borrowers the convenience and benefits normally only associated with conventional loans being offered by traditional lending institutions, these types of loan services make good financial resolutions in both short-term and long-term financial situations.

Getting Guaranteed cash Loans from Direct Lenders

Due to the fact that a vast majority of borrowers wrongly believe that borrowing money from the lenders directly entails much more savings and benefits because it does not necessitate having to pay for loan brokers’ fees, many borrowers miss out on many of the advantages and benefits of loan brokers’ services. Because loan brokers have far-reaching connections to numerous lenders across different regions, it only follows that they also have extensive access to all the many deals and promotions being offered by these lenders across their many different lending services. Consequently, borrowers who opt to procure loans through the assistance of loan brokers actually enjoy much more savings and far more benefits in the long term. And considering loan brokers do provide their clients with expert financial advise, borrowers who secure their services are actually assured the best loan services according to their unique financial circumstances.

rely on guaranteed cash loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.