Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



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*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



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*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

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Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

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Loan term
3 months
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2 Months
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Payday Cash Loans: When and How to Get Them

Before Payday Loans

There is no denying that loans have always been and will always be an important part of man’s financial survival, and it’s a fact well proven time and again. The problem, however, lies not in the availability of payday loans and other essential loan services, but rather in the affordability of those that were made readily available to the majority of the borrowers. Due to the fact that these financial services have become increasingly important to a seemingly incessantly growing number of people, the number of borrowers who were unable to pay off their debts seemed to have, inevitably, increased along with it. Because of the fast-growing number of delinquent accounts, traditional lending firms such as banks and other institutions have decided to come up with a system that will help decrease the number of potentially delinquent accounts by easily segregating borrowers who are unlikely to be capable of paying off their loans from those who are likely able to pay them off without any problem. Through this credit scoring system, individuals who earn less than what the lending institutions deem insufficient were automatically given poor credit scores, while those who frequently fall behind their monthly bills had their records automatically reflect bad payment history. But while this system did prove to be sufficiently effective for many lenders, its effects were detrimental to the borrowers who were given poor credit scores. With this credit scoring in place, individuals with bad credit were automatically disqualified and precluded from getting any more loans from the traditional lending institutions. As a consequence, borrowers with unacceptable credit scores or payment histories were left with very little choices in times of financial emergencies. For some, it may be borrowing from friends and family — but for many, it’s mostly securing underground loans from lenders who are operating illegally. And although the latter option does provide desperate borrowers the financial relief that they seek, the incredibly high interest rates inherent to these types of loan services often leave borrowers in even worse financial condition than before they entered into such transaction.

But as the number of individuals with poor credit continued to surge, an entire new market made up of borrowers with bad credit was eventually created. And as demands for more affordable and more secure payday loans options continued to rise, it wasn’t long until efforts to address these demands were finally taken by the lending industry. With the continuing evolution of the lending industry, as well as the latest advancements in technology, many lending firms soon came up with innovative new payday loans solutions. Through these innovative new loan services, securing loans is no longer a problem — even for borrowers with poor credit.

why choose payday loans

Getting Payday Loans for Bad Credit

One of the most important and most in-demand of these innovative new loan services are the payday loans for bad credit. As the name itself indicates, payday loans are loans that borrowers can secure to help them tide over to the next payday without any problem. Because these loan services are small loans that are to be paid over in short term payment conditions, they normally have minimal financial effects to the borrowers.

Payday loans are ideal in situations that require minimal financial solutions — such as those that involve unexpected expenses, cash shortage, or for making relatively small purchases, such as that of new gadgets, as well as other similar expenses. And unlike most conventional loans that are being offered by the standard lending institutions, payday loans are so much easier to procure. With these innovative new types of loan services, borrowers can now easily submit their applications over the internet. And since everything can be accomplished entirely online, borrowers now have the option to submit their applications from anywhere, anytime. With these types of loan solutions, borrowers now have better access to better, more affordable, and far more secure loan services — even despite their bad credit.

When to Get Payday Loans and Instant Loans

Because of the latest innovations in technology and security, as well as the continuing evolution of the lending industry, instant loans and payday loans are now so much easier to procure. Through these innovative new financial solutions, borrowers can now complete all their loan requirements by simply submitting them over the internet. And since applications are submitted online, they are now processed in real time. With these new loan solutions, borrowers can now expect approval of their application in as early as a few minutes after they were submitted. The release of funds for these approved loans, on the other hand, can now be as fast as mere hours from the application’s submission. Because of these features, instant loans and payday loans make the best resolution in times of urgent yet minor financial situations. But since instant loans and payday loans are small loans that borrowers can pay over short-term payment arrangements, they do not make the best resolutions in more complicated financial situations. In such situations, borrowers are better off procuring secured loans such as guarantor loans — loans which are payable in much longer payment term conditions.

Payday Loans from Direct Lenders: Are They Any Better?

Because most borrowers believe that they are bound to have more savings by procuring loans from the lenders directly, many miss out on the many benefits brought about by loan brokers’ services. Because their services are often outright rejected, many fail to realise that because loan brokers have extensive connections to numerous lenders across numerous different regions, they also have extensive access to all the deals and promotions that are being offered by these lenders across all their different services. And since loan brokers often extend expert financial advice to their clients, borrowers are more likely to save more money in the long term because they are far more inclined to choose the right financial solution in relation to their unique financial solutions. And while some borrowers do save a small amount from not having to pay for loan brokers’ services, securing loans through the latter undeniably yields far more benefits. With payday loans and other similar loan solutions that are now easily available through these loan brokers’ services, borrowers now have far better and more affordable alternatives, even despite their bad credit.

why choose payday loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.