Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Instant Personal Loans in the UK: Finding the Best Loan Options

Personal loans are the oldest forms of loan options. But while they are ancient, these financial solutions remain extremely in-demand and, obviously, still very much relevant. Because most financial necessities stem from a personal need, personal loans have remained the most sought-after among the numerous loan services. But because of the the incessant rise in the popularity of personal loans and other similar financial services throughout the century, the consequent and continued increase in the number of borrowers has inevitably led to a lateral surge in in the number of unpaid debts. And as standard lending institutions and firms struggled to meet the demands for loans and other loan services, a credit scoring system was eventually created. Through this credit scoring system, traditional lending firms were provided a means to easily segregate borrowers who they deem likely to be incapable of paying off their loans, from borrowers who are more inclined to pay them without much problem. As a result, individuals with income levels that the lending firms have deemed as below what they have set as a requirement were automatically given poor credit scores. Borrowers, who, on the other hand, have repeatedly missed out on their recurring payments had their financial records automatically indicate bad payment history. With this credit scoring system, who either had poor credit scores or bad payment histories — or both — were automatically precluded from securing any more loans from any of the legitimate lending firms. Due to this, many of these borrowers were left with very few and often unpleasant alternative solutions in times of urgent financial situations.

Because borrowers could no longer borrow money from any of the lending institutions, they were often left to choose from either borrowing from some of their friends, or members of their respective families — or taking underground loans from lenders operating illegally. And since borrowing or asking for money from friends and family is not always possible, many borrowers are left to settle with borrowing money from lenders operating illegally. This latter option — while it does give borrowers the temporary monetary relief that they seek — often leaves them in even worse financial conditions. Because underground loans come in exceedingly high interest rates, borrowers are often left in even worse financial predicaments. But as more and more borrowers with bad credit fall into the same situation, the increasing demands for better loan solutions has later on paved the way for the development of innovative new loan solutions.

choose personal loans

Getting Personal Loans for Bad Credit

With the development of innovative new loan services, borrowers now finally have better financial choices. Through these all new loan solutions, borrowers now have more affordable, more flexible, and much more secure financial alternatives — even despite their bad credit.

Compared to the applications for many of the conventional loans that are being offered by conventional lending institutions, application procedures for innovative new loan services such as personal loans fro bad credit are far faster and much less complicated. Through personal loans and other innovative new loan solutions, submitting applications no longer require waiting for long hours in long lines. And since these financial solutions have far more affordable interest rates, borrowers need not have to endure having to pay for excessive fees. With these flexible new loan services, borrowers need not have to borrow more than what they actually need, nor do they have to pay for interest rates longer than what their amount of loan actually necessitates.

How to Get Personal Loans and Instant Loans

With innovative new financial services such as personal loans and instant loans for bad credit, application procedures are now much simpler and a whole lot faster. Through personal loans and instant loans, borrowers now have the option to complete their applications entirely over the internet. And since everything can now be done online, through these innovative new loan solutions, borrowers may now submit their applications right straight out of the comfort of their own homes.

Since applications for personal loans and instant loans are now accomplished and submitted over the internet, borrowers can now expect for their applications to be processed as soon as they are submitted. Approvals of these applications, on the other hand, can now be as fast as just a few minutes after their submission, while the release of funds for approved loans can now be completed in as little as just mere hours after the applications were submitted. Because of these convenient features, innovative loan options such as personal loans and instant loans make the best financial solutions in times of urgent financial situations. Aside from this, personal loans and instant loans also make great alternatives in making relatively affordable and small purchases — such as that of new gadgets or home appliances, and even in paying for travel expenses as well as other similar purchases. But because personal loans and instant loans are only small loans that borrowers can normally pay over short term payment conditions, they don’t make good resolutions in times of more complicated financial situations. In these circumstances, borrowers are best off procuring secured loans such as guarantor loans, which they can pay over in much longer payment terms.

Securing Personal Loans from Direct Lenders

There is a common misbelief among many borrowers that because procuring loans from the lenders directly do not necessitate having to pay for loan brokers’ fees, it paves the way for saving more money. What seems to be unknown to many borrowers is that because loan brokers are well-connected to numerous different lenders across numerous different areas, they naturally have comprehensive access to all the discounts, deals, and promotions that are being offered by these lenders across their many different loan services. Due to this, borrowers securing loans with loan brokers’ assistance actually enjoy far more savings and much more benefits in the long term. And because loan brokers provide their clients with expert financial advise, borrowers are ensured the best loan solutions according their unique financial situations.

benefits from personal loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.