Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Safe Loans in the UK: Finding the Best Loan Options

Because loans are continuously in-demand and far too important to both households and businesses, there was an endless rise in the number of borrowers who were dependent on loans and other loan solutions, as well as  a consequent increase in the number of unpaid loans. In the past, this has prompted traditional lending institutions such as banks and other similar firms to come up with a system that would not only help them significantly decrease the number of accounts that are delinquent —  but would also help easily segregate borrowers who will likely be having difficulties in paying off their debts, from those who are likely capable of paying them off with little problem. With the credit scoring system that they devised, individuals who were earning less than what the lending firms have set as the minimum were automatically given poor credit scores, while the borrowers who have repeatedly defaulted on their payments found their records automatically reflect their bad payment history. This system, while it proved to be so much helpful to the lending firms, proved to be extremely disadvantageous to the borrowers. Because under this system, borrowers with poor credit scores and bad payment histories were automatically precluded from taking any more loans from any of the standard lending firms, borrowers who find themselves in critical financial crises were left with very limited and often unpleasant choices. Since borrowing or asking for money from friends and family isn’t always an option, borrowers were often left to take underground loans from illegal lenders. And while the latter option does provides borrowers the temporary financial relief that they very much need, the long-term effects of the excessively high interest rates that are inherent to these types of loan services often leave borrowers in even worse financial conditions.

But as more and more borrowers with bad credit standing later on fell into the exact same predicament, a whole new market comprised of borrowers with bad credit was eventually created. As demands for better, more affordable, much more secure and secure loans consistently increased, it did not take long before the lending firms have finally taken notice. And with the continuing evolution of the lending industry, as well as the latest innovations in technology and security, innovative new secure loans for borrowers with bad credit were later on introduced to in the lending market.

why choose safe loans

Secure Loans for Bad Credit: Finding the Best Loan Options

Through the latest innovations in technology, as well as the continuous evolution of the lending industry, innovative new secure loans for borrowers with bad credit have since been introduced to the lending market. With these new secure loans and innovative financial solutions, borrowers now have much better, more affordable, and much more secure choices even times of urgent financial crises. Unlike many of the typical conventional loans that are being offered by most of the conventional lending institutions and firms, these innovative new secure loans allow borrowers far more benefits. Because these secure loans are typically small loans that borrowers may pay over short payment terms, they allow borrowers the benefit of not having to borrow more than what is actually needed. And since these loans are to be paid over in shorter payment terms, borrowers no longer need to endure having to pay for interest rates longer than what is actually necessitated. With secure loans and other innovative new loan solutions, borrowers no longer have to wait in long lines for long hours just to have their applications submitted — nor do they have to wait even longer in order to get their loans approved, and their approved loans’ funds, released.

How to Get Secure Loans and Instant Loans for Bad Credit

Because secure loans promise borrowers not only more secure, affordable, and flexible financial resolutions but also ones that are a lot more convenient — applications for these loan solutions may now be completed entirely over the internet. And since applications for secure loans can be accomplished online, borrowers now have the convenience of being able to submit their applications right straight out of the comfort of their own homes at any given time. Through these modern and and innovative new secure loans, applications are now processed from the moment that they are submitted, and borrowers may now expect for their approvals in as fast as just after a few minutes. The release of funds for borrowers’ approved loans, on the other hand, can now be completed in as early as mere hours after they were submitted. Because of these innovative and convenient features of secure loans and instant loans, these loan options make excellent options in addressing urgent financial conditions. Additionally, secure loans and innovative loan solutions also make good alternatives in making relatively small and affordable purchases, such as that of new gadgets, appliances, and other accessories — as well as in paying for other expenses such as that of travel, as well as other similar purchases. But because secure loans and instant loans are generally small loans that can only be arranged over short payment terms, these loan solutions do not really make great options when it comes to situations that involve much more complicated financial conditions. In situations like these, borrowers are better off procuring other secure loans such as secured loans, which can typically be paid over much longer payment terms.

Getting Secure Loans from Direct Lenders

A lot of borrowers mistakenly believe that they save more money by borrowing from the lenders directly because this do not entail having to pay for loan brokers’ fees. What they are unaware of, however, is that because these loan brokers have multiple connections to many various lenders in numerous different areas, they consequently have comprehensive access to many various discounts, deals, and promotions that are being offered by various lenders in different regions. Because of this, borrowers who secure loans with loan brokers’ assistance actually enjoy much more savings and far more benefits in the long term. And since loan brokers provide extensive assistance to their clients, borrowers are guaranteed the best loan options that are relevant to their unique financial conditions.

why choose safe loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.