Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Short-Term

Loans

*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment

Personal

Loans

*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help

 

Credit Card Debt

 

Housing Issues

 

Professional Loans

 

Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances

 

 

 

 

Representative Examples from Competitive Companies

Loan amount
15000
Loan term
3 months
CUSTOMERSCORES
Good
Apply Now

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Loan amount
12000
Loan term
2 Months
CUSTOMERSCORES
Excellent
Apply Now

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Same Day Loans: When and Where to Get Them

For borrowers with bad credit, securing conventional loans from traditional lending firms such as banks and other institutions is often out of the question. This problem, well-embedded in the lending system, stemmed from a continually growing demand for same day loans and other loan services, —  an inevitable consequence resulting from an increasing reliance on loans of both man and the industry, in order to survive financially. As demands for same day loans continued to increase, so did the number of borrowers who struggled to pay off their debts. With the consequent rise in volume of delinquent accounts, traditional lending firms have decided to devise a credit scoring system that will help not only curb the number of accounts that are delinquent, but also to easily segregate  borrowers who will unlikely be able to pay off their debts, from those who will probably be capable of paying them off without any problems. Through this credit scoring system, those who earn far less than what the lending firms agreed to be sufficient were automatically given poor credit scores. Borrowers who frequently defaulted on their monthly payments, on the other hand, found their records automatically indicative of their bad payment histories. But while this credit scoring system proved to be helpful for the borrowers, it proved to be detrimental to the borrowers. Because those given poor credit scores and bad payment histories were automatically precluded from procuring any more loans from any of the conventional lending institutions, they were left with no other reasonable alternative in times of urgent financial crises. Since most were left to choose from borrowing from lenders operating illegally or borrowing money from friends and family — many borrowers often opted to procure same day loans agreements from underground lending firms. And while it might be true that securing loans through this option does provide borrowers with bad credit the temporary financial relief that they so desperately seek, the long term repercussions associated with these loan services’ exceedingly high interest rates often leave borrowers in perpetuated financial crises. As more and more borrowers face the same predicament, demands for more affordable and more flexible loans have, in the meantime, plagued the financial institutions. With the continually increasing number of borrowers with bad credit, a whole new market was consequently created. And as the lending industry strive to address the needs of this entire new market of borrowers with bad credit, same day loans services were soon made available in the lending market.

why choose same day loans

How to Get Same Day Loans for Bad Credit

Among the most popular of the innovative new loan solutions that have been fairly recently introduced in the lending market are same day loans for bad credit. Just as the name itself indicates, same day loans are loans that borrowers can avail of on the very same day that they submit their applications. Through same day loans, borrowers now have better, more flexible, and much more secure options especially in terms of urgent financial situations. While most of the conventional loans that are being offered by traditional lending institutions or firms entail long hours of long wait in long lines just to submit applications — and even longer waiting when it comes to approvals and release of approved loans’ funds, same day loans for bad credit entail the exact opposite. Through these same day loans for bad credit, borrowers now have access to more affordable, and far more convenient loan solutions, with the least possible risk to their finances.

Same Day Loans and Instant Loans: How They Work

Unlike the conventional loans that traditional lending firms normally offer their borrowers, same day loans and instant loans are far less complicated and much more convenient. Through these types of loan solutions, borrowers need not have to submit impossible hard to find requirements. With same day loans and instant loan solutions, borrowers can now submit their applications and requirements entirely over the internet. And since everything can now be done completely online, borrowers now have the option to submit their applications from anywhere, anytime. Because applications for same day loans are processed as soon as they are submitted, borrowers can now expect for their approvals in as early as just a few minutes. The release of funds for approved loans, on the other hand, can now be expected even on the same day that the application was submitted. Because of these convenient features of same day loans, these loan services make the best resolutions in times of urgent financial situations — such as those that involve emergency home repairs, hospital bills, much-needed car repairs, as well as other similar expenses. Same day loans and instant loans also make great options in making relatively small and affordable purchases, such as those that involve investing in a new accessory, gadget, home appliances, or even travel expenses. But because small loans and instant loans are small loans that are typically on short-term payment arrangements or conditions, they do not make the best loan options in more complicated financial situations. In such situations, borrowers are best off procuring secured loans such as guarantor loans, which are loans that are normally payable over long-term payment conditions.

Same Day Loans from Direct Lenders: Are They Any Cheaper?

For most borrowers, because of the common belief that securing loans from the lenders directly saves them the trouble of having to pay for loan brokers’ fees, many miss out on the many different benefits brought about by loan brokers’ services. While borrowers do save a minimal amount by not having to pay for their fees, what many do not realise is that because loan brokers each have a network of connections to numerous lenders across numerous regions, they consequently have access to the many deals and promotions that are being offered by lenders across their many different services. Through these same day loans access and connections, borrowers are guaranteed to have more savings in the long term. And since loan brokers extend expert financial advice to their clients, through their services, borrowers have ensured the best loan options according to their unique financial situations.

benefits from same day loans

 

 

 

 

STATEMENT OF COMMITMENT

  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.

 

 

 

 

LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.