Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



*Online decision

*Responsible lenders

*Borrow up to £995

*Rates from 278% to 1576%

*3-12 month repayment



*Instant Decision

*60-Second Application Form

*From £1,000 to £25,000

*Rates from 4.7% to 278%

*3-36 month repayment

How We Can Help


Credit Card Debt


Housing Issues


Professional Loans


Why You Should Compare With Us

You Have Complete Control

A Massive Variety of Loan Types

Safe and Secure Online Process

The Most Reputable UK Lenders

By allowing you to take control of the plan it means that we will be able to find a plan to suit any individuals needs. It doesn’t matter what your circumstances are, we will be able to help you get the finance that you need without the usual hassle involved.

It is easy for you to find the loan that suits your needs best. By filling out one simple online form we will be able to determine exactly which kind of loan will suit your needs the most be it a payday loan, debt consolidation, emergency cash loan or a logbook loan.

In the modern age, our accounts and information are being collected every time we turn our heads. It is our company policy that we will not share any of your personal information with any third party company. We will never sell your data to anyone.

We only work with the most reputable lenders from across the UK. This means that you will never be taken advantage of with hidden fees or false promises. Only the very best and most suitable UK lenders will be put forward when you make your application.

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate 161.9% (variable)

Please note:
LoanLingo is NOT a lender – we are a licensed broker working with the most popular direct lenders in the market to find you the most suitable short-term loan plan. Our FREE quoting service compares more than 40 lenders quickly and finds you a lender with the lowest rate that they are willing to lend to you today.

Rates from 45.3% APR to 1575% APR – we provide a no obligation quote, your APR will be based on your personal circumstances





Representative Examples from Competitive Companies

Loan amount
Loan term
3 months
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Loan amount
Loan term
2 Months
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Quick Simple Loans UK: Finding the Best Loan Options

Because of their importance in the financial survival of both people and businesses, the demands for loans and other loan services have continued to steadily increase throughout the years. With the gravity of the role that loans have continued to play in the preservation of man and the industry, loans have become increasingly indispensable to man and the rest of the society. And as more and more people as well as business big and small rely heavily on loans, more and more borrowers consequently found themselves with unpaid debts. In an effort to put a curb to the continuously rising number of unpaid debts, traditional lending institutions such as banks and other landing firms have decided to come up with a system that’s designed especially to that end. Through a credit scoring system that they had in place, traditional lending firms and institutions were easily able to segregate borrowers who they believed were likely incapable of paying off their debts, from those who they believe will be able to pay their debts off without any problems. With this credit scoring system, individuals who earn far less than what the lending firms believe to be insufficient were automatically given poor credit scores, while borrowers who may have at times missed out on their payments found their records reflect their bad payment histories.

For the lending firms and institutions, such credit system proved to be extremely advantageous and helpful — but for the borrowers, its effects were proven to be extremely disadvantageous and detrimental. Because borrowers with poor credit scores and bad payment histories were automatically precluded from procuring any more loans from any of the legitimate and standard lending firms, they were often left problematic in times of urgent financial crises. Oftentimes, borrowers were left to choose between equally impractical and unpleasant alternatives: that of borrowing money from their friends or members of their families, or that of taking loans from underground lending firms. Since asking for money from friends and family isn’t always easy, many borrowers were often left to choose taking undergrounds from illegally operating lenders. And while this latter option does provide them the temporary financial relief that they seek, the long-term repercussion associated with these loan options often leave borrowers in even more difficult financial situations.

Because of the excessively high interest rates that are inherent to underground loan services, many borrowers are left to deal with perpetuated financial predicaments.

why choose simple loans

Getting Simple Loans for Bad Credit

As more and more borrowers with poor credit scores and bad payment histories fall into similar financial predicaments, however, a new market made up entirely of borrowers with bad credit was eventually created. With the increasing demands for more affordable and more secure loan solutions in this newly created market for borrowers with bad credit, it wasn’t long before lending firms have soon taken steps to address the growing needs for better financial services. Through the evolution of the lending industry, as well as the important advancements in technology, innovative new loan services like simple loans for bad credit were soon introduced to the lending market. With simple loans for bad credit and other innovative loan services, borrowers finally have better, more affordable financial solutions especially in times of urgent financial situations. And because applications for the innovative new loan solutions such as simple loans for bad credit were far much simpler and much more convenient, borrowers no longer have to wait for long hours in long lines just to submit their applications. Through simple loans and innovative loan services, borrowers now have more flexible, and much more secure financial alternatives, even despite records of their bad credit.

How to Get Simple Loans and Instant Loans

With innovative new loan solutions such as simple loans and instant loans, borrowers finally have much more convenient loan options which they can apply for even right straight out of the comfort of their own homes. Because applications for simple loans and instant loans can be accomplished entirely online, borrowers may now submit their loan applications from anywhere, anytime. Through simple loans and instant loans, loan applications are processed immediately after they are submitted. Due to this, borrowers may now expect for the approval of their loan applications to be completed in as little as mere minutes. The release of funds for borrowers’ approved loans, on the other hand, can now be completed even on the very same day that the applications were submitted.

Because of these features, simple loans and instant loans make the best loan options especially in times of difficult financial situations. Through simple loans and instant loans, borrowers can now easily address their ongoing financial difficulties — such as those that involve emergency hospital bill payments, car repairs, as well as other similar unforeseen expenses. But since simple loans and instant loans are generally small loans that are arranged for borrowers to pay over short payment terms, they do not make the best financial alternatives in cases of much more complicated financial crises. In these much more complicated financial situations, borrowers are better off getting secured loans — which are actually loans that they can pay over in much longer payment terms.

Getting Simple Loans from Direct Lenders

The common misconception among borrowers is that because borrowing money from the lenders directly means they need not pay for loan brokers’ fees, this option allows borrowers to save more money. What many of these borrowers fail to see, however, is that because these loan brokers have far-reaching connections to numerous lenders across numerous areas, it follows that they also have extensive access to all the many different deals and discounts that the lenders offer across their many different loan services. Because of this, borrowers who opt to secure loans through loan brokers’ assistance actually enjoy much more savings and far more privileges in the long term. And since loan brokers offer expert financial advise to their borrowers, those who procure loans through their services are actually guaranteed the best loan solutions according to their unique financial situations.

why choose simple loans






  • We promise to do our absolute best to find you a plan that fits your particular circumstances.
  • We will do our utmost to make sure that you fully understand every step of the process and especially the payment plan.
  • We will not charge you for our service and we will never add any hidden charges to the plan.
  • We will always help you if you should need it, all you need to do is use our Contact Us Form if any issue should arise.
  • We only use reputable UK lenders that are, to the best of our knowledge, entirely trustworthy.
  • We will not accept applicants that we do not believe are entirely capable of repaying the amount borrowed.
  • We will never give out a loan to someone we feel will be unable to meet the requirements given by the lenders.
  • We are a broker, not a lender, and we will act as such in all circumstances.

Apply Today to Win!

If you apply for a loan with us between now and the end of summer then you will automatically be entered to win a brand new iPad Pro.
Multiple applications will result in multiple chances.

Competition ends 31st August, hurry and enter now.

Winner will be announced 3 working days after competition end.

3 most recent personal loan reviews

Review of HSBC

I can honestly say that my dealings with HSBC Loans has been easy, quick and efficient. The staff are always polite and courteous and if any problems arise with our account they deal with it very quickly.

Review posted by Mr Baskerville, Southport

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Payday UK

A very easy process from start to finish, nice and polite team members that talk you through in terms that you can understand and added to that a super quick payout. Will definitely recommend to everyone. Thank you

Review posted by Neil Pattrick, Dunloy

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of We Find Any Loan

Honesty, realistic and genuine. I can't say anymore than that. I had problems with credit in my past that were cleared but unfortunately my credit score was very poor but thankfully wefindanyloan gave me a chance to rebuild that. Thanks again for your support.

Review posted by Peter Watson, Abriachan

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All Reviews have been acquired from uk.trustpilot.com to guarantee authenticity.





LOANLINGO IS A CREDIT BROKER AND NOT A LENDER. We pass your information to a lender once you have been accepted for a plan. We take a fee from the lender only, once you’re approved and we do not add charges to your plan in doing so.
YOU MUST MAKE ALL AGREED PAYMENTS TO AVOID LEGAL ACTION. If for any reason you will be unable to pay the agreed instalment then contact us immediately. Do not ignore the issue as a default payment will not solve itself.
NEVER BORROW MORE THAN YOU CAN AFFORD. Defaulting on payments can lead to serious and life changing financial issues. Make sure you only accept an agreement that is within your ability to repay.
LoanLingo.co.uk is a registered trading style of Serpable Ltd, which is an Introducer Appointed Representative of Quint Group Limited and is entered on the financial services register under the reference number 780328. Quint Group Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 669450. Serpable Ltd is registered in England and Wales (Company number: 10699069), Registered Office, 17 Collingbourne Avenue, Bournemouth, Dorset. BH6 5QR.